Orla

Orla is a budgeting app built for people whose money no longer sits in one place — it lives across banks, exchanges and crypto wallets all at once. Instead of juggling separate apps and scattered records, Orla brings everything into one balance and one budget, and it produces a year-end tax report drawn from that same ledger, so your numbers stay consistent from everyday spending all the way to tax season.

The AI side works for you every day. A built-in Copilot answers questions from your own ledger, so you can ask about your finances in plain language and get answers grounded in your real numbers. Statement scanning works in any language, so statements from banks and exchanges are understood wherever they come from. You can also connect AI agents — via API key or MCP in clients such as Claude and ChatGPT — that hold a stablecoin budget with hard spending limits. Every autonomous payment is notified and reported separately from human-signed spending, so machine spending never gets mixed up with your own.

Invoicing is built in as well. Each invoice carries its own payment page with bank details and stablecoins side by side, and when a crypto payment confirms on chain, the invoice is automatically marked paid. Invoices priced in USDC can even be paid by other people's AI agents over x402, at the same URL a person opens as a payment page. On top of that, you get a permanent payment address at orla.finance/@yourname that always stays yours.

Shared spaces cover couples, families, teams and groups: assign roles, manage shared budgets, split expenses and set approval rules, so everyone stays on the same page about money. A free plan is included, and paid plans start from $25.