Lums

Lums is an intuitive AI-powered money management and budgeting app built to give you total financial clarity. Whether you are juggling multiple currencies or struggling to keep spending organized, Lums lets you build a budget in minutes and automatically categorizes your transactions through intelligent automation, so you spend less time on spreadsheets and more time living.

One of its standout features is the 'Chat with your money' interface, which delivers instant insights through a simple conversation instead of complicated dashboards. You also get 14-day balance forecasting to see where your cash is heading, plus smart alerts that detect fraud, bill increases, and hidden subscription costs before they quietly drain your account.

Security is a core priority. Lums uses Plaid for read-only bank connections, meaning the app can view your data but never move your money. All information is processed within a secure Google Cloud environment and is never shared with external AI services, so your financial details stay protected while the AI works for you.