TrueAccord reinvents debt collection through its patented HeartBeat machine-learning engine, which personalizes every email, SMS and payment plan to maximise recovery rates and consumer satisfaction. The platform handles the full delinquency cycle—from one day past due to charge-off—while offering a self-serve portal where consumers can settle, dispute or schedule payments 24/7. Lenders gain real-time analytics, A/B-tested workflows and compliant communications that boost liquidation by 25 % versus traditional agencies.
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