ChatGPT Finances Now Works on Mac Desktop App

OpenAI has announced that the ChatGPT Finances feature is now available on the Mac desktop app. After updating, users can connect bank, credit card, and investment accounts through the Finance section in the sidebar to check balances, analyze spending, manage subscriptions, and track portfolios. The feature connects accounts through financial data provider Plaid. ChatGPT can answer questions based on real transactions, balances, and investment data, like "Where did I spend the most this month?" or "Which subscriptions should I cancel?", offering personalized analysis. ChatGPT Finances launched in May this year. It supports tracking spending by category, reviewing recurring charges and upcoming bills, monitoring stock holdings, tracking credit scores, and creating weekly financial updates. On privacy, OpenAI stressed the connection is read-only — ChatGPT cannot transfer money, pay bills, or make stock trades, and users can disconnect their accounts anytime.

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