IMF Report: AI Amplifies Cybersecurity Risks in Financial Systems While Aiding Defense

The International Monetary Fund (IMF) released a report stating that artificial intelligence (AI) is changing how financial systems respond to cyber vulnerabilities while amplifying cybersecurity risks, posing potential threats to financial stability. Currently, financial systems rely heavily on shared digital infrastructure; advanced AI models can quickly identify and exploit system vulnerabilities, increasing the likelihood of attacks on common systems, and risks easily spread through cross-industry infrastructure, leading to systemic shocks.

AI also serves as an important tool for cyber defense. Financial institutions use it to detect threats, prevent fraud, and identify vulnerabilities early, reducing systemic risks. The IMF calls on regulators worldwide to prioritize cybersecurity as a core issue for financial stability, strengthen resilience, and carry out international coordination and cooperation to build financial safety barriers in the AI era.